Friday, March 12, 2010

Guilty

So I'm feeling guilty for not having a job yet. I was supposed to have a job by January, and now it's half way through March! Yikes!

This week we got a notice on our door that we are in violation of our lease due to not picking up our dog feces! I was appalled, as, of course, we ALWAYS pick up our shit (ok, well, mostly always). So I called and said "t'ain't us". and she was like "Ok, never mind then". Erm, OK.
I was really upset by the fact that "We've had several complaints that you don't pick up your feces". I'd really like to know who's complaining! You should see that bag of shit in our garage! Stinky!

So this prompted me to go on a rampage and decide that I hate apartment living and that I refuse to move into another apartment in August when we move up to the college. And since it doesn't appear that there are a lot of rental houses in Canton, this also prompted me to look at buying a house. Crazy, right?

WELL. I found a lovely 3 bedroom 1.5 bath house that wasn't a trailer, and didn't look like it was about to fall down for the wonderful price of- wait for it, wait for it- $75,000.
This morning I took a poop and $75,000 came out. I mean $75k! How can we not buy a house for that much! I thought, 'oh, we'll get approved for that much for sure. '

David, amazingly, is totally on board with this idea. I think we should even keep it after we move back to CA and use it as a rental property and make some money (he's not so keen on this idea and would rather sell it in two years). I can't help but ask myself if buying a house for only 2 years is a bad idea. But then I hear my neighbor shutting their kitchen cabinet through the wall, and I think- good idea.

So I went through the pre-approval process through our bank, asking for 100K just to see what we can get. Apparently our credit is fantastic, and our debt to income ratio is superb, but I guess the lack of cash on hand for a down payment and closing costs is putting a damper on the deal.
Closing costs in this state are crazy high. Basically we'd need to come up with $13,000 by August (when we were planning to buy) in order to be approved for 100K loan. *sigh* Unless I sell a kidney, or start prostituting myself out, there is no way we can come up with that much in that short a time. At best we could get to 7K.

So if any of my rich friends want to loan us some cash so we can buy a house, that'd be great. Ha ha.

So there goes that dream. Looks like we're renting after all. I'm hoping to find a house to rent. And given that we have more time to look, I think we can find something that suits us.

Perhaps I should stop watching the DIY network non-stop. It just makes we want to remodel things that I can't. I can't wait to get back to Placerville so that I can start this list. Of course a million things will change by then. A baby. A nursing license (and hopefully a kick ass health educator job). David wants to go to school full time, so that leaves me to bring in the money.

I don't know. If I had a job then we'd have more money in savings. I just can't bring myself to get a job at the Gap or Bed, Bath and Beyond. I just don't want to drive 30 minutes to town to work for $8/hour and spend it all on gas money.

Oh well, things rarely work out the way we wish them to.


On a completely different note- David has been approved for laser eye surgery through the army, and it's next week! The surprising part is that he has to go to Walter Reed Medical Hospital in Silver Springs, Maryland - which just happens to be 10 miles north of none other than Washington DC! I'm SOOOO excited to go. I've never been to the capitol and there is so much I want to see. Plus the army will pay for our food and lodging, so it's kind of like a free vacation! I'll post pictures when we get back. We get to stay for a full week!

Until next time. :)

2 comments:

  1. I think that prostitution may be the way forward ;-) Hope you are having a blast in DC xx

    ReplyDelete
  2. Dude you should feel guilty about not posting anything new since the 12th! Some of us need something new to read! :D

    ReplyDelete